How to get an amazing deal on a car!

How to get an amazing deal on a car truck or vehicle schoolie school bus public auction budget frugal conversion foreclosure cheap find http://jessicacoaches.com/2017/05/how-to-get-an-amazing-deal-on-a-car/

 

How to get an amazing deal on a car truck or vehicle schoolie school bus public auction budget frugal conversion foreclosure cheap find http://jessicacoaches.com/2017/05/how-to-get-an-amazing-deal-on-a-car/

Financing a car is one of the biggest, most common, money mistakes people tend to make.  Not only does it come with a hefty monthly payment on a depreciable asset, where you will pay a ton in interest making that car cost way more then what you ‘paid.’  High priced, new, and/or financed cars need way more insurance on top of that.

 

Want to avoid wasting your money, like a boss, and get a great used car in cash for a deal?

 

I love value, and I love sharing the wealth even more.  Here is my list of how to get a smoking deal on an automobile, some I found on my own while others were followed up with the caveat of don’t tell anyone I don’t want the competition.  Ooops.  Why do they not want the competition? They are making money off of buying and selling cars, trucks, and other things this way.

 

 

General Information for researching a car’s worth before you bid or make an offer, these websites have used car sales as well, but if you’re looking for a deal look elsewhere:

 

Kelley Blue Bookhttps://www.kbb.com/
NADA Guides – http://www.nadaguides.com

 

 

 

Government Surplus.  The government sells a lot of stuff, usually in an auction format, they do so in different places depending on the state and the department selling the item.   There are many people whose sole business it is to swoop up deals and resell things on these sites.  Including many vehicles. Some are government vehicles which have aged out due to various reasons as a standard age or mileage retirement.  Government Vehicles have meticulous upkeep records and have been well maintained; they also tend to be upfront with conditions and known problems.  They also sell confiscations and insurance write-offs.  This is also the best place I have found to look for school buses, public buses, for conversions such as schoolies for you minimalists out there.

 

MuniciBid – https://municibid.com/

 

 

worldschooling

 

Lender Repossessions.  Many times a lender ends up with a vehicle that they do not want, just like home foreclosures and REOs, these exist for automobiles too.  I have found quite a few shady websites in regards to this option, so exercise caution.  I advise you to go directly to a local bank or credit union website or call them to find these deals in your area.

 

 

Local Live Auctions.  Sometimes people or companies do not want to deal with the headache of selling their used automobiles and turn to local automobile auction houses.  These can be a great place to get a steal on a  vehicle.  The ones that I have been to have a preview day where you can poke around all the cars and then a bidding day.  A quick google search in your area should help you locate some of these auction houses.   

 

 

 

Haggle or Scoop up a deal from an individual.  Do your research and watch for a deal to come up from the owner directly.  The pros to these are you can drive the car around and get it checked up by a mechanics shop before you make the leap if you want.  The con is not every individual is honest, try to play it by the facts.

 

Facebook Groups – Look for local swip swap, local swap meets, local marketplace.

 

How have your experiences been with using any of these methods? Do you have any I missed? Have you celebrated anyone’s smart choice lately?

 

How to get a high paying job with no debt involved!

How to Get a High Paying Job No Debt Involved career, tuition, cash. scholarship, cheap, student, loans, university, money, budget http://jessicacoaches.com/2017/04/how-to-get-a-high-paying-job-with-no-debt-involved
How to Get a High Paying Job No Debt Involved career, tuition, cash. scholarship, cheap, student, loans, university, money, budget

I like options! When I graduated from High School I had pretty much been told you are going to languish away in a food services job or go to college for a four-year degree. I was also told there were three routes to do this, rich parents, debt, or scholarships. However, it turns out some food services jobs pay more than the job you might get after four years of studying.   There are also so many more options to get a good career and so many more routes to get you there without going into debt!

***Note: I am a strong proponent of the gap year, where a person travels for a year after high school so they get an idea how the world works and how they would like to fit into it.  It does not have to take a lot of money to travel.  If you are interested, check out: 9 Tricks to Make Travel Cheap!

High Paying Careers with Training Included

 

-Apprenticeship
Want to get paid to go to school? It is possible. Apprenticeships, often called the other 4-year degree are an oft-overlooked program. How it works: You start off as a paid apprentice in a field, you work a regular work under more advanced workers, slowly advancing, there is usually some course work they will provide, you advance in the program, usually gaining in wage and title until you are considered at Master. A good place to start is the United States Department of Labor or a simple google search of your area apprenticeship programs.
Not limited to:
Electrician: 60-70k a year
Lineman: 70-100k per year
Plumber: 50-60k per year

 

 

-Sales
Sales is a career path that does not take any education to enter, minus some states which regulate Real Estate Sales, but even that is small. The pro and con of it are all based on you and most of them are commission based. There is uncertainty in the beginning, and for some used to getting a steady paycheck, it can be a difficult adjustment. Once you get experience and a proven track record, you will always be able to find a job, some positions up the food chain even have base salaries plus commission.
Salesperson: 0 – ???k per year

-Become a Driver
While not in the highest earning income bracket, this is a very good wage for no experience and they often will pay for you to get your Commercial Drivers Licence so you can do the job.
School Bus Driver: 30 – 40k per year
Semi Driver: 30 – 65k per year
Heavy Equipment Driver: 50 – 70k per year

 

 

-Emergency Services
While these careers arguably deserve to be paid much more, they are a well-paid profession that requires no education with all training provided. There are also many unseen benefits to belonging to the emergency services groups that do not come in the form of salary.
Firefighter 30-80k per year
Police Officer 40-85k per year
Emergency Dispatcher 20-45k per year

-Start your own Business
The range in this is huge, from people never getting off the ground to people making millions. This is where the buck stops with you, so your motivation will determine if you fail or succeed. Some inexpensive ways to venture into owning your own business are a service based industry. You can freelance any skills you may already have like writing, designing, tutoring, or photography.
Business Owner 0 -???k per year

 

I want to go to school for **INSERT CAREER** but I don’t want to go into debt what are my options?!

***Note: Please make sure you will find the career worth it, many degrees today don’t really get you very far. Also make sure it is something you will enjoy, try to shadow or volunteer in your field to get a better perspective of what life would look like. For a Top 100 list of jobs factoring in more than just salary see: http://www.careerprofiles.info/top-100-careers.html

-Get a job at a university for free tuition
At many educational institutions if you or an immediate household member work a job eligible for benefits you get an education for free. Many large colleges have all sorts of entry-level jobs that are benefits eligible.

-Get a job that will pay for your education
Some companies have benefits of paying for their employees to get degrees in related fields. Make sure to check your benefits packages to see what you might be eligible for. There are also some companies that will pay off your debt with a commitment to work for them, again this is by the employer so make sure to look for it.
Monster.com 5 Top hospitals that will pay for your education
businessinsider.com Companies that will pay for your tuition

-Get a scholarship when you pledge to work for an underserved population
Medical professionals can get $50k or $120 in scholarships depending on the level needed if they make a commitment to work in an underserved community for two years. More info: https://nhsc.hrsa.gov/

 

-Scholarships
There are a ton of scholarships out there if you are willing to apply for them. Some are more complicated than others. More info: https://www.studentscholarships.org/

-Attend a school that will not charge you a tuition
Yes, they do exist. Some do this to promote specific occupations, religious teachings, or to offer free programs to low-income students. A great resource is: http://affordableschools.net/20-tuition-free-colleges/ however, it is an incomplete list, there are others. Make sure to check any schools you are interested in for programs they might have.

-Military
If you have served in the military or it is something that would interest you, there are programs for education assistance after you have served. See: http://www.benefits.va.gov/gibill

 

Did I miss any?  Have you been in any of these professions or used these techniques? Were they worth it?

Our Story: The Road to Being a Worldschooling Family of Five!

ADVENTURE, BIG, EARLY, EDVENTURE, FAMILY, INCOME, PASSIVE, RENTALS, RETIRED, RETIREMENT, ROAD, SCHOOL, SCHOOLING, TRAVEL, TRAVELING, WORLD, WORLDSCHOOLING http://jessicacoaches.com/2017/03/our-story-the-road-to-being-a-worldschooling-family-of-five

My husband and I have traveled extensively, both independently before we met, and then together. Our first Christmas together was in Paris, our first valentines day we had dinner on a beach in Cambodia with children running by with sparklers. We have the travel bug. If you know what this bug feels like, you will understand that staying in one place for a long time can be painful. You can feel like you have to ignore a part of yourself, because no one else tends to understand it. It feels like being a bird in a cage. Luckily, I have been a lovebird with my perfect match with me, but it has been stifling for both of us.

The History:

When we got pregnant with our first child, we did not have location independent jobs, and we had been working our way around the world using HelpX and WWOOF. We decided we didn’t want to live by the seat of our pants with children; we needed to know everyone would be clothed and fed. So, we headed back to the United States and began settling down into a more ‘normal’ life. We both had given up our higher paying jobs when we left to go travel, and when we came back it was 2009, no one was hiring, it felt like we were starting all over again.

The plan begins. We stumbled upon Rich Dad, Poor Dad. Our vision: We would get enough rentals to give us location independent income wherever in the world we were at, we would be set for retirement, and not have to worry about not contributing to our IRA, 401Ks, and mutual funds, unless we wanted to.

See:  How I never have to pay another penny for my retirement at age 34 on a 30,000 per year salary!

We have now been back in the United States for close to nine years now. We have three beautiful boys now. We are so close to our goal we can taste it! What does that goal look like? $2500 of passive or location independent income per month. Enough to ensure we do not go without food or housing for our whole family in most developed places and live very nicely in places with lower cost of living. But, have you ever been so close to your goal but not been able to realize it? It is excruciating! It makes you want to rush, maybe skimp just a little. So we have set a date to leave, my husbands 40th birthday, which gives us a clear defined date to focus on to get us where we need to be.

See:  Pathway to Financial Freedom Report!!! -Q2 2017

 

What our future looks like:

We plan to slow travel; we will move to a place and live there for a few months if we like the area, trying to use the full length of our tourist visas. We like the beach, so we will try to stay near it most of the time. Since we are so close to the border of Mexico in Tucson, AZ. We plan on just taking our van and heading south and stopping for a few months when we see a place we like. Slow travel and using vehicle will help to keep costs down. Have you ever bought airline tickets for five???

worldschooling

Worldschooling:

As for our children, we plan to worldschool. What is that you say? It is like homeschooling but using where you are to be the catalyst for what topics to be teaching. My husband was homeschooled, and I once upon a time was a scientist, so I feel we will be able to be competent worldschoolers. We, however, will adjust our plans if needed, nothing is more important to us then our children’s wellbeing. But, for now, I will just dream of my little polygots, talking to other children about world history, economics, and current events.

Here is our planned route, this will take several years: