At the beginning of this year, I posted This New Year, Don’t Make a Resolution, Make a Plan! Now as 2017 comes to a close it is time to look at how I did on my plan for the year. I always aim high so I at least end up in the general direction of where I am going. Like every year unexpected things happen and there are areas I did better in than others.
Also, New Year’s resolutions are still silly!
Start your goals whenever you want to.
Modify, don’t eliminate, whenever you feel the need.
Work for the life you want, but love the one your in!
here is the 2017 Goals/Plan recap:
Licensed Real Estate Agent. I passed all tests, paid all dues, chose my broker, and have been an active agent for a year now. I have been a buyers agent and a listing agent and overall I am pleased with my progress here. This year I need to amp it up a little bit though!
Real Estate/Finances. We made progress on everything, and are close to finishing the renovations, but still not done. I managed to get one financial thing sorted but not another. We just put up one of our rental properties for sale, which means when we sell we will need to shuffle around our money and hopefully buy a different property. All in all, we did good but are just going slower than I hoped for.
Italian Citizenship. We decided to delay getting our passports until February 2018 so my youngest child will be three at time of the appointment so he can get a five-year duration passport instead of three. However, I have all the paperwork and appointments ready to go for the passports and my husband’s citizenship so should be good to go!
Coaching/Blog/Website. I was a quickly burning bright fire on this one. I went super intense on the blogging and website in the beginning of the year and by May was a bit burned out as other things came to the forefront. If I had stretched out everything that I did for this across the year it would be a big green checkmark. Part of this goal was moderation throughout the year, and I flat out failed that part.
I did, however, grow this business substantially so it does not feel like a failure, also if you looked at that post from a year ago I’m sure you can see the growth! One of my main problems is I did not monetize my blog, currently, I have no way to make any money off of it. I loathe sponsored posts and ads being slipped into every possible crevice, so that makes it more difficult. What you do not see, behind the curtain, I have been working on a real estate e-course, that is close to being finished.
Wellness Goals. Again another long-term moderation goal that I did not do great on. I did really great half the year and then went to the exact opposite on the spectrum for the other half. I struggle with consistency and taking care of myself. Some accomplishments for the year in the area was doing several 3 day and one 6 day water fast.
Overall, I am happy with the progress of my plans in 2017; despite some things out of my control that slowed me down and which led to some big lessons learned.
Some main takeaways from 2017:
When choosing properties to buy and hold, remember to have contingency plans for future versions of yourself. While it may be perfect for you now, it may not be perfect for you in 5 or 10 years.
Do not rely too heavily on any one person of your real estate team.
Appraisals are very random and appraisers are not created equal, try to buy boring properties for ease of financing.
Remember to live for today not tomorrow!
So how is 2018 looking? Bring on the new action plan:
We have an overarching goal of getting my husband out of his 9-5 job by the end of July. Which at this point is possible but not probable, just due to the timeline of how long some of the tasks that we need to do beforehand will take.
This year also needs to have a bit of minimalism and discarding and selling of things if I am going to achieve of my goals of selling one of our properties, renting our current residence and eventually traveling with little to no material possessions. I am naturally a minimalist but it is amazing the amount of stuff you can accumulate with three properties!
Where we are going and what we are going to do is still in flux as we measure our choices with how this year goes.
One of my ‘hopefully’ big changes this year is trying to shift into being a morning person. I am a night owl, I get the most done then, I have a tough time getting up. However, occasionally it feels like the world is giving me a nudge towards something, and this happens to be it. I keep reading about productive morning routines. Today is my first day of this experiment and as it seems I am almost to the end of this blog post I would call that successful, so that seems like a good sign.
Here is the video that finally put me over the edge into trying to change my night owl ways. Granted, it was also after to reading several articles and podcasts about it, Tim Ferriss played a big part. Don’t mind the buxom lady clickbait.
The main reason I am starting to focus on this is to help with my consistency, as you can see from my 2017 achievements is something I struggle with. I feel setting my intentions for the day could boost my already pretty productive self into a better space.
How about you? Did you make your goals? Do you even have them? What are your keys to staying on task?
I like options! When I graduated from High School I had pretty much been told you are going to languish away in a food services job or go to college for a four-year degree. I was also told there were three routes to do this, rich parents, debt, or scholarships. However, it turns out some food services jobs pay more than the job you might get after four years of studying. There are also so many more options to get a good career and so many more routes to get you there without going into debt!
***Note: I am a strong proponent of the gap year, where a person travels for a year after high school so they get an idea how the world works and how they would like to fit into it. It does not have to take a lot of money to travel. If you are interested, check out: 9 Tricks to Make Travel Cheap!
High Paying Careers with Training Included
-Apprenticeship Want to get paid to go to school? It is possible. Apprenticeships, often called the other 4-year degree are an oft-overlooked program. How it works: You start off as a paid apprentice in a field, you work a regular work under more advanced workers, slowly advancing, there is usually some course work they will provide, you advance in the program, usually gaining in wage and title until you are considered at Master. A good place to start is the United States Department of Labor or a simple google search of your area apprenticeship programs. Not limited to: Electrician: 60-70k a year Lineman: 70-100k per year Plumber: 50-60k per year
-Sales Sales is a career path that does not take any education to enter, minus some states which regulate Real Estate Sales, but even that is small. The pro and con of it are all based on you and most of them are commission based. There is uncertainty in the beginning, and for some used to getting a steady paycheck, it can be a difficult adjustment. Once you get experience and a proven track record, you will always be able to find a job, some positions up the food chain even have base salaries plus commission. Salesperson: 0 – ???k per year
-Become a Driver While not in the highest earning income bracket, this is a very good wage for no experience and they often will pay for you to get your Commercial Drivers Licence so you can do the job. School Bus Driver: 30 – 40k per year Semi Driver: 30 – 65k per year Heavy Equipment Driver: 50 – 70k per year
-Emergency Services While these careers arguably deserve to be paid much more, they are a well-paid profession that requires no education with all training provided. There are also many unseen benefits to belonging to the emergency services groups that do not come in the form of salary. Firefighter 30-80k per year Police Officer 40-85k per year Emergency Dispatcher 20-45k per year
-Start your own Business The range in this is huge, from people never getting off the ground to people making millions. This is where the buck stops with you, so your motivation will determine if you fail or succeed. Some inexpensive ways to venture into owning your own business are a service based industry. You can freelance any skills you may already have like writing, designing, tutoring, or photography. Business Owner 0 -???k per year
I want to go to school for **INSERT CAREER** but I don’t want to go into debt what are my options?!
***Note: Please make sure you will find the career worth it, many degrees today don’t really get you very far. Also make sure it is something you will enjoy, try to shadow or volunteer in your field to get a better perspective of what life would look like. For a Top 100 list of jobs factoring in more than just salary see: http://www.careerprofiles.info/top-100-careers.html
-Get a job at a university for free tuition At many educational institutions if you or an immediate household member work a job eligible for benefits you get an education for free. Many large colleges have all sorts of entry-level jobs that are benefits eligible.
-Get a scholarship when you pledge to work for an underserved population Medical professionals can get $50k or $120 in scholarships depending on the level needed if they make a commitment to work in an underserved community for two years. More info: https://nhsc.hrsa.gov/
-Scholarships There are a ton of scholarships out there if you are willing to apply for them. Some are more complicated than others. More info: https://www.studentscholarships.org/
-Attend a school that will not charge you a tuition Yes, they do exist. Some do this to promote specific occupations, religious teachings, or to offer free programs to low-income students. A great resource is: http://affordableschools.net/20-tuition-free-colleges/ however, it is an incomplete list, there are others. Make sure to check any schools you are interested in for programs they might have.
-Military If you have served in the military or it is something that would interest you, there are programs for education assistance after you have served. See: http://www.benefits.va.gov/gibill
Did I miss any? Have you been in any of these professions or used these techniques? Were they worth it?